Manila, Philippines — Smile API, a provider of real-time, verified employment data across Asia, is looking to revolutionize the way HR and Fintech business operations access and use critical employment information.
By empowering business operations through transparency and user-consented data usage, Smile API aims to offer reliable solutions to address market needs through background checks and verification processes.
The API simplifying pre-employment screening processes
For HR professionals, hiring the right talent is crucial. Smile Checks is a candidate vetting API that conducts background checks for data verification purposes. These checks simplify the recruitment process by verifying a job applicant’s employment history, criminal records, and more.
By utilizing these checks, HR teams can make informed hiring decisions based on accurate, user-consented, and up-to-date information. The automated background checks through Smile Checks ensure efficient and effective candidate screening for companies.
Smile API: Enhancing online credential verification for smarter lending
On the other hand, Smile API is a digital employment records tool that helps lenders and financial institutions evaluate a loan applicant’s creditworthiness. By using verified employment data for background checks, lenders can expedite loan application approvals compared to traditional manual checks to assess repayment capacity.
Smile API offers an alternative route for business institutions to reach more loan applicants and approve applications swiftly, streamlining the pre-approval process. This benefits unbanked applicants applying for loans while minimizing the risk of defaults for financial institutions.
Priority on security and consent
Smile API prioritizes data privacy and security, complying with security standards and local regulations like the Data Protection Act of 2012 and the Cybercrime Prevention Act of 2012. Users have complete control over their data and must provide consent for background checks and credential verifications.
This commitment to data protection standards builds trust and aligns with industry regulations, positioning Smile API as a reliable partner for businesses seeking background checks and applicant credential verifications.
A promising future ahead
As Smile API expands its operations, the business landscape is set to evolve. With businesses transitioning from manual to digital processes, now is the ideal time to explore digital tools with automation and AI-powered solutions.
Recruiters seeking to enhance background checks and screening processes can visit the Smile Checks portal for tailored solutions.
Credit risk managers and financial institutions overwhelmed with loan applications can schedule a call for more information on Smile API.
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